About Us
Our Lending Team
We help you elevate your business through customized lending solutions. Our professional lenders are here to guide you through every step of the loan process to get your deal funded fast.
Joe Melendez
PresidentDallas Darr
UnderwritterMichelle Madarieta
Executive Assistant// Our Dedicated Loan Officer Is ready To Get Your Deal Closed
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Frequent Questions
A good hard money lender has flipped properties himself in the past so he has first-hand knowledge of problems that can arise and solutions to fix them.
The After Repair value, ARV. A good hard money lender will give you a second opinion of the ARV, since the hard money lender is equally vested in the sharing, the ARV is correct.
A hard money lender is on your side, he invests money on your deal, and he wants you to be successful which results in him being successful in lending.
As hard money lender, we will also lend you the construction money so that you don’t have to come out of pocket for the construction budget.
We are an asset-based lender, we lend on the property more so than the burrower. Hence, we don’t need tax returns or high FICO scores. Most loans are done in 10 days.
Apart from the ARV, your biggest obstacle is hiring the correct contractor. There are different types you must know which your hard money lender will be happy to be involved here.
Regular banks expect the house to be livable and only lend if it is. Hard money lenders expect it to be trashed and need to be fixed in order to add value.
- Surround yourself with great people, with deep knowledge and great integrity.